Do you have credit card debts? Are they causing you to do this?
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Debts can cause a lot of stress and stress can threaten your health. Financial stress is among the top five reasons couple divorce (*gasp!)
How do you manage your debts? The best way to tackle credit card debts is to actually sum up the total outstanding on all the cards you own. People tend to ignore this because it scares them. Be brave and face it. Only when you know the total amount owed can you devise a plan that works.
Then, put the cards in the order of highest interest to the lowest. Start by paying the minimum on all the cards to stay current. Then work on clearing the outstanding amount on the card with the highest interest, working your way down.
Staying out of debt is possible. Procrastinating any action will only stall you from saving. Protect yourself, and protect your loved ones.
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