It amazes me how little some people have saved for their future. Yet, they continue to shop for new items, making travel plans, basically living in the moment.
How are you going to fund your retirement? With escalating expenses, do you really want to burden your kids to support you when they themselves need to cope with their own expenses?
Sure, you still have many more years of working. But life happens. Something big may cause a big dent to your bank account. Or, even many small dents may eventually cause a crash.
The thing is, if you start late, you will have less number of years to save because the number of years you are employed reduces each year.
Even if the retirement age is extended, do you still want to work when you are old? What's more, are you even capable of working then?
The fact is, the future will arrive whether you are ready or not. What can you do? Take action now. Make that first step. Make the change and you will feel the difference!
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